The Goal Of Financial Planning

The goal of Financial Planning is to provide advice to a client that enables them to successfully achieve their goals. This normally involves the clarification of goals, followed by the development of strategies designed to minimize taxes, optimize investment returns and control risks.

Our objective is to help hard working people become financially secure, help financially secure people become wealthy, and help wealthy people become rich.

No matter which stage you might be in, the achievement of your financial goals in life is our primary objective.

Various strategies are used to help properly manage investment assets, control risks and minimize taxes. At later stages, we often assist in the generation of strategies designed for the transition of assets to heirs at the lowest possible cost (minimizing both taxes and administrative expenses on the transfer). Implementation often involves the use of trusts (living, grantor, residential, life insurance, and charitable of various types), charitable foundations and many other strategies tailored to the client’s needs.

The Description of the Firm

Founded in 1985, The Financial Advisory Group is a full service, fee-based, investment and strategic financial advisory firm that serves individuals, corporations, estates and trusts. Services provided include overall strategic tax and financial planning, investment planning and management, risk control, estate planning, asset protection, and general consulting on personal and business matters. The key characteristics that make us valuable to clients are the depth of our knowledge, the breadth of our experience and our integrity in always putting the client’s interest first. Our advisors are licensed in investments, insurance and taxes in order to assist clients with both the analysis of alternatives and implementation of their decisions.

Normally, prior to making any recommendations, we spend a number of hours with clients learning about their goals and objectives. We strive to understand the client’s willingness to assume risk in order to enhance the likely achievement of these goals and make sure that they understand the alternatives available to them. Frequently, we work in association with other professionals such as: accountants, tax advisors, actuaries, attorneys, plan administrators, other investment advisors, and insurance professionals.

Philosophy of the Firm

The goal of financial planning is to secure the financial future of clients by minimizing taxes, controlling risks, and optimizing investment returns. We work with clients to clarify goals, develop strategies, and implement those strategies that are most likely to achieve their objectives.

Our goal is to help clients achieve their goals-both financial and life goals. This includes not only strategies designed to minimize taxes, control risks, and optimize investment returns but also the achievement of unique personal goals. We understand that this requires an in-depth knowledge of the client.

We are willing to spend the time necessary to develop the understanding of the client’s goals that is essential to generating the optimal strategy to help each client obtain and retain wealth. To achieve the optimal outcome, all aspects of the client’s legal, accounting, tax, actuarial, investment and estate planning goals must be considered.

Clients need an intelligent, well educated, and hard working professional. But most importantly, clients need an advisor who puts the client first when making recommendations.

It is our belief that a consultant must be licensed, knowledgeable and active in all relevant disciplines in order to fully understand the intricacies and interactions among various strategies and to be able to provide complete and unbiased advice. We pride ourselves in maintaining the broad knowledge base necessary to be of assistance to the wide range of clients that call upon us for advice.